Primary Business Tradelines That Actually Post.
Build a real business credit profile with tradelines that report directly to SBFE and Experian Business. Not authorized user lines. Not piggyback accounts. Primary tradelines — in your business's name, on your business's report, permanently.
Get StartedHow It Works
Submit Your Details
Fill out the intake form with your business information. Takes about 3 minutes. We review everything within 24 hours.
Choose Your Tier
Select the tradeline amount that matches your goals — new or backdated. We will confirm your eligibility and next steps.
Submit Payment
Pay via wire or ACH to save on fees, or use a credit/debit card (4% processing fee applies). Payment instructions are sent after form submission.
Tradeline Posts To Your Report
We upload on the 12th of each month. Your tradeline posts to SBFE and Experian Business by the 22nd. You receive proof of posting.
New vs. Backdated Lines
New Lines
A new tradeline starts reporting from the date of placement. It builds your profile month over month with consistent, on-time payment history. Choose this if you are starting fresh and want to lay a clean foundation.
Backdated Lines
A backdated tradeline comes pre-loaded with 12-24 months of verified payment history from day one. Your report looks like you have been building credit for over a year — instantly. Choose this if you want faster approvals, stronger underwriting signals, and a head start on stacking additional credit.
New Installment Tradelines
- Starter business cards and store cards
- Work van/small business vehicle financing
- NET accounts + basic limits
- Begin building and stacking lines immediately
- $25K-$75K business cards within reach
- Entry-level business loans
- Office equipment and small fleet financing
- Higher-tier store and NET30 accounts
- Fintech and alternative funding ready
- $50K-$150K cards and lines of credit
- No-PG equipment financing
- SBA microloans and working capital lines
- Business vehicle leases
- Multi-card stacks with major issuers
- $100K+ limits from banks and credit unions
- Corporate gas and fleet funding
- Real estate and build-out ready
- Private and venture funding options
- Multiple lines with split limits
Backdated Installment Tradelines
- Appears approximately 12 months old on your report
- Faster starter approvals
- Store cards and NET accounts
- Early credibility signal for lenders
- Stack additional lines sooner
- 12-24 months of verified payment history
- $25K-$75K business card lanes
- Entry loans underwrite easier
- Higher-tier vendor accounts
- Speeds up trust with lenders
- $50K-$150K cards and lines of credit
- Seasoned trust from day one
- SBA microloans and working capital
- Vehicle leases and equipment financing
- Multi-card stacks with major issuers
- $100K+ limits from banks and credit unions
- Corporate gas and fleet programs
- Real estate build-outs ready
- Private and venture funding lanes
- Supports multiple split limits
- Positioned for $150K-$300K total approvals
- Secured LOCs and high-limit loans
- Fleets inventory or marketing capital
- Bank statement and term loans
- Funding-ready for institutional lenders
- Approved for $250K+ through multiple sources
- High-limit charge cards and unsecured LOCs
- Commercial real estate and franchise financing
- Bank-level underwriting and private capital
- Scale with multi-million dollar lender partners
What You Need Before You Order
- Business must be at least 7 months old for new lines
- Business must be at least 12 months old for backdated lines
- Entity type: LLC, S-Corp, or C-Corp (sole props do not qualify)
- Business must be active and in good standing with your Secretary of State
- EIN required (Employer Identification Number from the IRS)
If you are not sure whether you qualify, submit the intake form and we will confirm your eligibility before you pay anything.
How Reporting Works
- Reports to SBFE and Experian Business
- Data uploaded on the 12th of each month
- Tradelines post and visible by the 22nd
- Reports as a new, open, active account — permanently
This is not a temporary boost. The tradeline stays on your report as long as the account remains open.
Real Results From Real Clients
Every tradeline we place is verified and posted. Here is the proof.
Flexible Payment Options
Wire / ACH Transfer
After submitting your intake form, you will receive wire and ACH instructions directly. This is the fastest and most cost-effective way to pay. No additional fees.
Credit or Debit Card
We accept all major credit and debit cards. A 4% processing fee will be added to your total. This fee covers the cost of card processing and is non-negotiable.
Example: $4,500 tradeline + 4% fee = $4,680 total by card
Frequently Asked Questions
What are Primary Business Tradelines?
Primary business tradelines are credit accounts opened in your business's own name that report your business as the primary account holder. Unlike authorized user or piggyback accounts, these are true primary lines that build your business's own credit profile.
What bureaus do they report to?
All of our tradelines report to SBFE (Small Business Financial Exchange) and Experian Business Commercial Credit.
What is the difference between New and Backdated tradelines?
A new tradeline begins reporting from the date it is placed and builds history month over month. A backdated tradeline comes pre-loaded with 12-24 months of verified payment history so your report reflects an established account immediately.
When will my tradeline post?
We upload data on the 12th of each month, and your tradeline posts to SBFE and Experian Business by the 22nd — within 30 days of your order.
How will I know it posted?
You will receive proof of posting once your tradeline is live on your business report.
Will this guarantee funding?
No. Tradelines strengthen your business credit profile, but they do not guarantee funding approval. Lenders consider many factors when making decisions. Results may vary.
What are the requirements?
Your business must be at least 7 months old for new lines or 12 months old for backdated lines, structured as an LLC, S-Corp, or C-Corp, active and in good standing with your Secretary of State, and have an EIN.
Can I order more than one?
Yes. Many clients stack multiple tradelines to build depth in their business credit profile faster. Submit the intake form and we will help you structure the right mix.
Do I need to personally guarantee these?
No personal guarantee is required. These tradelines report in your business's name.
How does payment work?
After you submit the intake form, we send payment instructions. You can pay by wire or ACH with no added fees, or by credit/debit card with a 4% processing fee.
Is this legal?
Yes. Primary business tradelines are legitimate credit accounts reported in your business's name to business credit bureaus. This is a standard part of building business credit.
What happens after I pay?
Once your payment is received, we submit your tradeline to be placed. It uploads on the 12th of the month and posts to your report by the 22nd, and you receive proof of posting.
Can I get a refund?
All sales are final once the intake form is submitted and payment is processed. If you are unsure whether you qualify, submit the form first and we will confirm your eligibility before you pay anything.
What is SBFE?
SBFE stands for the Small Business Financial Exchange. It is a major business credit data exchange that lenders use to evaluate the creditworthiness of businesses.
How long does the tradeline stay on my report?
The tradeline is permanent and stays on your business report as long as the account remains open. This is not a temporary boost.
Ready to Build Your Business Credit?
Fill out the form below and we will send you payment instructions within 24 hours.